Are You Dreaming
of a Better Future?

Dreaming of paying off your home faster, retiring comfortably, helping the kids in the future, or just want to take more holidays? Let est help turn your financial plans and goals into reality.

est provides sensible, strategic financial steps with life-changing results. With over twenty years of experience, est helps keep more of your hard-earned cash in your pocket to spend on things you actually enjoy, rather than wasting it on crippling loans and tax.

A faster way

to financial freedom

est keep the big picture in mind and manage every step along the journey. Our industry-leading, personalised investment strategies effectively grow your capital and minimise tax and loan payments to put more cash in your pocket.

est make wealth management accessible and affordable so every Australian can turn their aspirations into reality by achieving better financial outcomes.

By partnering with est, you can stop worrying about what the future holds and take the right
steps to providing security for your family in the years ahead.

The est team of experts will craft a financial plan to give you a long-term solution to your money issues and inefficiencies, as well as show you how you can maximise your personal finances and save thousands in tax bills.

When it comes to financial management, there is no simple one-size-fits-all solution. All est strategies are tailored to your specific needs.

Asset Management Finance & Mortgage Broking Investment Acquisition Financial Planning Tax Accounting Legal Services

est brings all the pieces together

Success Stories

Robbie James

I have been working with est Financial for seven years, and I cannot recommend them enough. They have transformed my financial future.

The Jensen Family

'est' helped us save 12 years' worth of home loan repayments. We've trusted Raphael for over 8 years and couldn't speak more highly of 'est' Financial.

Fernando & Cindy Macchia

est gave us control of our future.. Find out how they secured their future with est.

Julie Ott

I spent years focussing on my career and exploring the world. Then it hit me – I needed a plan. I'm so thankful I found est Financial

Do you look back & wish you had invested?

Would you go back 25 years and buy your family home? A home cost $389,000 then and is worth $1.2* million today.

We understand that looking after your personal finances can be complicated, time-consuming & stressful, but delaying financial decisions costs you more. The gap between incomes and property prices is getting wider, so the longer you take to invest, the further behind you fall.

As interest rates, inflation, and the cost of living continue to rise, just paying a mortgage off is getting harder. The reality is, you will struggle to get ahead on your personal income alone. Rather than working longer hours, est will show you how sensible strategic investments can make your money work harder for you.

For most Australians, delaying financial decisions could cost them a stress-free, comfortable retirement.

*ABS 6% annual growth in Australian property

Speak with an expert

Start the Conversation

Speak with our expert team today. Give us a quick call and get the answers you need

get in touch

Prefer to chat later?

Schedule a free consultation with our experienced team, based in Sydney.

Book A Free Discovery Session

The friendly team of est experts will discuss your current financial situation and learn more about your future goals. They explain a bit more about how you can get your money working harder. There’s no obligation and regardless of whether you decide to work with us or not, you’ll still get a ton of value from the call.

HEAD OFFICE

Level 18,
1 Castlereagh St,
Sydney, NSW 2000

All strategies and information provided on this website are general advice only and does not take into consideration any of your personal circumstances. Please arrange an appointment to seek personal financial and taxation advice prior to acting on this information. Copyright @ 2025 EST FINANCIAL Pty Ltd ABN 30 611 799 850. All rights reserved.