Credit Guide

About this Credit Guide

This Credit Guide has important information about Est Home Loans and your Est Lending Specialist. It contains details about:

  • Our fees, charges and commissions for helping you obtain a loan or other credit product.
  • How we meet our responsible lending obligations to provide credit that is not unsuitable for you; and
  • What you can do if you have a complaint or compliment about Est Home Loans or your Lending Specialist (Mortgage broker).

Credit Licence Details

Credit Licence Australian Credit Licence Number 387025
Trading name Specialist Finance Group
Internal Complaints Officer compliance@spfgroup.com.au
External Dispute Resolution Credit & Investments Ombudsman www.cio.org.au

Our commitment to service

Specialist Finance Group was established in 1991 making us one for the oldest mortgage originators in Australia and has been at the forefront in assisting our industry in both compliance and licensing requirements. Specialist Finance Group prides itself on its quality of service within our industry and in particular to you, our client.

HEAD OFFICE

Level 18,
1 Castlereagh St,
Sydney, NSW 2000

All strategies and information provided on this website are general advice only and does not take into consideration any of your personal circumstances. Please arrange an appointment to seek personal financial and taxation advice prior to acting on this information. Copyright @ 2025 EST FINANCIAL Pty Ltd ABN 30 611 799 850. All rights reserved.