by Andrew Soen | Nov 3, 2025 | Coaching, Experts, Large Business, Management, Personal, property
If you’re torn between buying your own home or an investment, here’s how I think about it. I’ll keep it simple. A PPR is the place you live. It feels good, gives stability, and under the main‑residence rules, growth is typically CGT‑free. The downside is the interest...
by John Hanna | Oct 29, 2025 | Advice, Business, Coaching, mortgage, Personal, Professionals
In the world of property and finance, few decisions are as critical—or as debated—as choosing between a fixed and a variable interest rate for your home loan. It’s a choice that can save you tens of thousands of dollars, or cost you a small fortune. Recently, I shared...
by John Hanna | Oct 16, 2025 | Advice, Banking, Management, Personal
You know, in life, and especially in the world of wealth, things rarely stay still. Just when you think you’ve got a handle on the rules, they change. And let me tell you, I’ve been through enough ups and downs to know that confusion is often the first...
by John Hanna | Oct 7, 2025 | Advice, Coaching, General, mortgage
Sydney’s property market remains dynamic for investors. In 2025, understanding credit scores, Net Surplus Ratio (NSR), and economic trends is crucial. This guide explores key factors shaping Sydney’s mortgage landscape, offering a tiered approach for...
by est. Financial | Oct 2, 2025 | Advice, Business, Coaching, General, property
Alright, let’s talk about something that’s got everyone buzzing: the 5% home deposit scheme. I’ve been through the financial trenches, seen the highs and the lows, and let me tell you, anything that sounds too good to be true usually has a few hidden...
