by Andrew Soen | Nov 3, 2025 | Coaching, Experts, Large Business, Management, Personal, property
If you’re torn between buying your own home or an investment, here’s how I think about it. I’ll keep it simple. A PPR is the place you live. It feels good, gives stability, and under the main‑residence rules, growth is typically CGT‑free. The downside is the interest...
by John Hanna | Oct 29, 2025 | Advice, Business, Coaching, mortgage, Personal, Professionals
In the world of property and finance, few decisions are as critical—or as debated—as choosing between a fixed and a variable interest rate for your home loan. It’s a choice that can save you tens of thousands of dollars, or cost you a small fortune. Recently, I shared...
by est. Financial | Oct 10, 2025 | Advice, Banking, Business, Coaching, Experts, General, Management, property
When it comes to building wealth, two titans often dominate the conversation: gold and property. Both have their champions, their legends, and their pitfalls. But which one is right for your journey? Let’s get real about these investment powerhouses and see how...
by John Hanna | Oct 7, 2025 | Advice, Coaching, General, mortgage
Sydney’s property market remains dynamic for investors. In 2025, understanding credit scores, Net Surplus Ratio (NSR), and economic trends is crucial. This guide explores key factors shaping Sydney’s mortgage landscape, offering a tiered approach for...
by est. Financial | Oct 2, 2025 | Advice, Business, Coaching, General, property
Alright, let’s talk about something that’s got everyone buzzing: the 5% home deposit scheme. I’ve been through the financial trenches, seen the highs and the lows, and let me tell you, anything that sounds too good to be true usually has a few hidden...
by est. Financial | Sep 25, 2025 | Advice, Banking, Business, Coaching, Management, mortgage, Personal, property
In an increasingly integrated global financial ecosystem, movements in overseas mortgage markets may seem distant, but their undercurrents often reach Australian shores via capital flows, sentiment shifts and funding pressures. While Australian borrowers battle rising...
